# Kukopa Finance

> Kukopa provides revenue-based financing, embedded lending, and working capital solutions for SMEs across East Africa (Kenya, Uganda, Tanzania, Rwanda, Burundi, South Sudan). Apply in minutes, funded in 24 hours, repay as a fixed share of daily revenue with no collateral and no fixed monthly instalments.

## About
- Service area: Kenya, Uganda, Tanzania, Rwanda, Burundi, South Sudan
- Core products: Revenue-Based Financing (RBF), Embedded Lending for platforms, Working Capital
- Pricing model: Transparent one-time fixed fee (no interest, no late fees, no compounding)
- Repayment: Small fixed percentage of daily revenue automatically deducted
- Time to funds: ~24 hours from approval, paid to M-Pesa or bank
- Collateral: None required; underwriting uses business revenue data

## Key pages
- [Home](https://www.kukopa.com/) — Overview and eligibility
- [Revenue-Based Financing](https://www.kukopa.com/solutions/revenue-share-capital) — Product details for SMEs
- [Embedded Lending](https://www.kukopa.com/solutions/embedded-lending) — Integration for platforms / marketplaces / POS providers
- [For Investors](https://www.kukopa.com/for-investors) — Investment thesis and unit economics
- [Academy](https://www.kukopa.com/academy) — Free 12-module financial education for SMEs
- [Free Tools](https://www.kukopa.com/tools) — Loan comparison, cash flow forecaster, break-even, ratios, pricing, market sizing, risk and credit-readiness scorecards, salary calculator
- [FAQ](https://www.kukopa.com/faq) — Common questions
- [Contact](https://www.kukopa.com/contact) — Reach the team
- [Apply](https://www.kukopa.com/apply) — Three-step application

## Resources
- [Sitemap](https://www.kukopa.com/sitemap.xml)
- [Robots.txt](https://www.kukopa.com/robots.txt)

## Contact
- Nairobi, Kenya — Westlands
- Kampala, Uganda — Kololo